Best Buy Annuity Smoker MAN

Enhanced Purchase Annuity for Smokers Best Buy Tables

(What’s an annuity?)

Purchase price per £100k for a MAN aged 65

Some annuity providers will pay more than usual, for people they assume won’t live as long. For example smokers and people with particular ailments

The figures below show what each £100,000 in your pension pot will buy you. So if you have £200,000 in your pension fund you can multiply the figures below by 2. This will demonstrate what your yearly pension payment would be.

Age Level without guarantee
Level guaranteed 10 years
Escalating 3% p.a. compound without guarantee
More Info
55 £3,917 £3,900 £2,345 Will I Get this Rate?
60 £4,439 £4,396 £2,832 Will I Get this Rate?
65 £5,388 £5,270 £3,720 Will I Get this Rate?
70 £6,325 £6,061 £4,669 Will I Get this Rate?
75 £7,887 £7,071 £5,932 Will I Get this Rate?

Date updated: Timestamp 2020-10-31 (YYYY-MM-DD)

Please note that while care has been taken to make sure the information displayed is correct, you must always confirm it yourself. Moneysorter Ltd cannot accept any liability

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Level without guarantee

This means that the income payments provided remain constant throughout the beneficiaries life.

Level guaranteed 5 years

This means that the income payments remain the same each year. But if the beneficiary dies within five years they are guaranteed to be paid for a minimum of five years. Whatever is due would be paid over to the heirs of the recipient.

Escalating 5% p.a. without guarantee

The income payments increase each year by 5% – ie so as not to lose value against inflation. However they stop being paid if the beneficiary dies ie the next of kin doesn’t get anything further.


Best Buy Annuity: MAN aged 65

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